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  Mr. Hello's Assignments in Real Life Math



Real Life Math

Albert Street Middle School



Welcome to Mr. Hello's Real Life Math web page!  The following assignments use real life consumer based scenarios to challenge your math problem solving skills.

Assignment # 1: Numbers in the Real World.



In this exercise, you will problem solve with Order of Operations to determine a quarterback's rating.

 Math in the Real World 

Assignment # 2: Making a Budget.



Even people with extra spending money should have a budget! Why?? Because no matter what, having a financial plan gives you the freedom to live your life more productively: You don't worry if your expenses are greater than your income; budgeting balances present expenses to income and it affords you the opportunity to plan and save for the future. So follow the instructions in your on line folder or in your duotang and learn all about budgeting!

 Budgeting 

Assignment # 3: Money and math rewards.



Background: Xerbie has traveled to Moneyopolis to learn to manage his money. But as luck would have it, his spaceship broke.

Begin your adventure at Home Sweet Home, then get a job at the Workplace. After that, it's up to you where you go - there is the Bank, School, City Hall, Store, and the Community Centre.

<ul> <li> Home Sweet Home : Find out how to set financial goals and learn about the living costs in Moneyopolis </li> <li> Workplace: Choose a job and add an entire year's income to your score. </li> </ul>

<ul> <li> Bank: Learn about how to save and invest your money. </li> </ul>

<ul> <li> Store: Go shopping and spend some of your hard-earned Moneyopolis money. </li> </ul>

<ul> <li> City Hall: Pay your Moneyopolis taxes. </li> </ul>

<ul> <li> Community Centre: Find out how volunteering your time can make a difference in       Moneyopolis. </li> </ul>

<ul> <li> School: Begin planning for future education or training expenses. </li> </ul>

For every question you get right, you'll earn $100. Bonus questions are worth $500. For every section you conquer,you will help fix a part for Xerbie's spaceship. At the end of this trip, your goal is to fix all seven parts of Xerbie's spaceship so he can get back home.

<i><b>If you have any questions at this point, please see your Instructor. If not, click the link and begin play!</b></i>

Moneyopolis</a>

Assignment # 4: Graphing for Cost Effectiveness

<img src="dancer6.gif" width="87" height="118">

The Green family are going on vacation! Help them choose a car rental option that is the most economical.

Fun in the sun</a>

Assignment # 5: Purchasing a sports vehicle.

<img src="car.gif" width="192" height="82">

<font color="#FF0080">Definitions:

<font color="#FF0080">Ratio: comparing 2 items which are alike (example: weekly pay to yearly /gross pay).

<font color="#FF0080">Gross Income: yearly income before taxes.

<font color="#FF0080">Mortgage: a house loan

<font color="#FF0080">Downpayment: a small sum of your money which you give to a retailer or banker to put towards the total cost of a product.

Total Debt Ratio

<font face="Comic Sans MS">What does total debt ratio mean? Well...

...to purchase a house, a bank will loan up to 30% of your Gross Income. To purchase a vehicle, it will loan you up to 10% of your Gross Income. This is true only if you don't owe any money!

Example:

- House purchase: gross income is $40 000. Then 30% is $12 000. Take the $12 000 and divide by 12 to get your monthly mortgage payment of

$1 000.

- Vehicle purchase: gross income is $40 000. Then 10% is $4 000. Take the $4 000 and divide by 12 to get your monthly payment: $334.

Now you are ready to begin this assignment.

Here are just a few sites. Search other sites,<font size="4"> yet limit your search to Canadian sites. Happy hunting!

Canada</a>

Metacrawler</a>

Dogpile</a>

Search</a>

<font color="#0000FF"> canada trader </a>

Yamaha</a>

Honda</a>

<font color="#0000FF">loan calculator </a>

Assignment # 6: Locate and purchase a house.

<img src="house4.gif" width="107" height="156">

Because of Interest, usually you will pay 2.5 times the purchase price of a house over a 25 year period!

A monthly mortgage payment cannot exceed 30% of your gross salary. The payment you make to the bank will include the mortgage payment plus 1/12 of the house taxes plus 1/12 of the mortgage insurance premium (from $240 to $480 per annum). The insurance pays off the mortgage in the event you should die naturally or by accident.

Remember, you must also place insurance on the house, once it is purchased!

 e <font color="#0000FF"> xit realty </a>

<font color="#0000FF"> remax realty </a>

<font color="#0000FF"> river realty </a>

<font color="#0000FF"> nbnews </a>

<font color="#0000FF"> royal lepage </a>

<font color="#0000FF"> mortgage calculator </a>

Assignment # 7: Vancouver Bound!

<img src="highwy.gif" width="89" height="133">

<font color="#000000">Background:

<font color="#000000">While visiting with you, your uncle ( who lives in Vancouver B.C.) decided to buy a vehicle and drive it home. Unfortunately, he had to fly home to address an emergency at work.

<font color="#000000">You decide to return his vehicle. Since you will travel in this vehicle, your ultimate destination is your uncle's home on the West Coast.

<font color="#000000">Instructions:

<ul> <li> <font color="#000000">Your starting point is Fredericton N.B.. </li> <li> <font color="#000000">Your end point is       your uncle's place approx.5700 km. away in Vancouver. </li> <li> <font color="#000000">You must travel from Fredericton to Vancouver without leaving Canada. </li> <li> <font color="#000000">You have $1625. for this adventure. </li> <li> <font color="#000000">You need one day to       fly home. Your uncle pays the fare. </li> <li> <font color="#000000">You may stay no       more than 1 night  per community. </li> <li> <font color="#000000">Your lodging cost for each overnight stay must include local taxes. </li> <li> <font color="#000000">You eat three meals per day. Your dinner meal cannot be from a fast food outlet and it must be at least $12 plus taxes. However, should you experience large unexpected expenses, you can try to stay within your budget by reducing your dinner costs. </li> <li> <font color="#000000"> Your gas price per litre will reflect the cost of gas in the community from which you leave each morning. </li> <li> <font color="#000000">You take in six tourist attractions. One from each of        Quebec, Ontario, Manitoba, Saskatchewan, Alberta, and British Columbia. Costs include ticket prices, gas or transit prices. These costs are to       be deducted from your budget. </li> <li> <font color="#000000">You encounter unplanned expenses along the way. </li> </ul>

<font color="#000000"> Activities

<font color="#000000">Part A: My Travel Diary

<font color="#000000">For each overnight stay, your Diary must include:

<ol> <li> <font color="#000000">The name of the community. </li> <li> <font color="#000000">Details (exact       location, rates, etc.) about the overnight lodge. </li> <li> <font color="#000000">Details (exact       location, meal costs etc.) about the eating establishment where you have your dinner meal. </li> <li> <font color="#000000">If applicable, details (costs if applicable, etc.) about the tourist attraction you chose. </li> </ol>

<font color="#000000">Part B: My Daily Travel Expenses

<ol> <li> <font color="#000000">Describe your relative's vehicle. </li> <li> <font color="#000000">If possible, state the manufacture's mileage rating for the vehicle or       discuss with your Instructor. </li> <li> <font color="#000000">Use " My       Daily Travel Expenses and Diary " form to        tabulate and calculate each day's total costs and to        catalogue events. </li> <li> <font color="#000000">Use the Cost Tracker to recap your daily expenses. Only use the daily input section. </li> </ol>

<a href="http://www.transcanadahighway.com"><font color="#0000FF"> Trans Canada Highway </a>

<a href="http://www.directions.ca/"> Directions </a>

<a href="http://www.canada.worldweb.com/"> Canada Travel Guide </a>

<a href="http://www.travellingcanada.com/"> Travelling Canada </a>

<a href="http://travel.yahoo.com/destinations/North_America/countries/Canada/"> Canadian Destinations </a>

<a href="http://websearch.about.com/internet/websearch/gi/dynamic/offsite.htm?site=http://www.freetrip.com/"> Routes / Distances / Lodging / Interests &amp; Attractions </a>

<a href="http://www.travelhero.com/hotelhero.cfm"> Accommodations </a>

<a href="http://ca.yahoo.com/"><font color="#0000FF"> Yahoo </a>

<a href="http://www.garnetknight.com/gas/"><font color="#0000FF"> Gas Prices </a>

<a href="http://canada.com/home/"><font color="#0000FF"> Canada </a>

<a href="http://www.altavista.ca/cgi-bin/query"><font color="#0000FF"> Altavista </a>

<a href="http://www.metacrawler.com"><font color="#0000FF"> Metacrawler </a>

<a href="http://www.dogpile.com/"><font color="#0000FF"> Dogpile </a>

<a href="http://www.search.com/"><font color="#0000FF"> SavvySearch </a>

<a href="http://www.travelcanada.ca/travelcanada/eng/index.cfm?Lid=2&amp;CId=2"><font color="#0000FF"> Travel Canada </a>

<a href="http://placestostay.com"><font color="#0000FF"> Places to Stay </a>

<a href="http://www.the-travellers-guide.com/canada/"><font color="#0000FF"> Travellors Guide </a>

<a href="http://www.hihostels.ca/"><font color="#0000FF"> Hostels </a>

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